Everyone wants a bargain, especially as vehicle insurance goes up every year. There are discounts if we can satisfy some basic criteria. Some companies give discounts off the Comprehensive premium when an active anti-theft device is present. Make sure you ask your insurance agent if you qualify for any of these discounts. This usually means a burglar alarm. Automatic seat belts are those annoying belts that choke you when you close the door. Some companies may discount more if the alarm arms itself automatically when you turn off the vehicle. Some companies might discount up to 30% off Personal Injury Protection and Medical Payments coverage if the driver and passenger sides have air bags and automatic seat belts.

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